Retirement Plans

For contributions made on your behalf by the Bowdoin College 401(a) Retirement Plan you must pick from a College approved list of investment options. The approved list of investment options is reviewed annually by the College’s Investment Committee and is subject to change. For Supplemental 403(b) Retirement Accounts there are a number of funds to choose from with Fidelity or Vanguard.

You can decide to make traditional pre-tax 403(b) contributions or after-tax Roth 403(b) contributions. If using Fidelity for your 403(b) account, you can pick funds from the approved list of investment options available for the Bowdoin College 401(a) Retirement plan or from any available Fidelity 403(b) fund. Fidelity Investments also sends a Bowdoin designated representative to campus several times a year and who is available to provide personal investment advice. You can schedule an appointment by calling Fidelity at 1-800-642-7131.

Fidelity Freedom K Funds 

When you become eligible to receive contributions from the Bowdoin College 401(a) Retirement Plan you will receive an email with enrollment materials and a link to the list of investment options from Human Resources.

If you wish to make your own retirement contributions to a Supplemental 403(b) account you can do so at any time by taking the following steps:

• Decide which carrier(s) you want to use.
• Contact Mary Cote in Human Resources x3033 or mcote@yilunjianshe.com to obtain the enrollment materials for the carrier of your choice.
• Decide how much money you want to contribute each pay period.
• After the account is open and ready to accept contributions, you must designate the amount you want to contribute through your Workday account - click on the Benefits & Pay app on your home page and then "Change Benefits" for additional instructions. You can change the amount you are contributing at any time. The amount you elect to contribute continues on each pay period (even into the next calendar year) until you change it otherwise. You are responsible for making sure you understand and adhere to the IRS calendar year contribution limits.

In order to change or update the beneficiaries of your retirement plan(s), print and complete the appropriate form and return to Human Resources. If you have questions about the forms, please contact Mary Cote (x3033) in Human Resources.

Fidelity Beneficiary 401(a) Plan

Fidelity Beneficiary 403(b) Plan

Fidelity Beneficiary Officers Plan 

For retirement accounts with TIAA-CREF, please request a beneficiary change form directly from the company (1-800-842-2252).

For retirement accounts with Vanguard, please request a beneficiary change form directly from the company (1-800-662-7447).

Michael Fraser - Retirement Planner is a licensed financial professional with more than 10 years of experience helping people plan for their financial futures. He can help with many of your everyday financial needs - from investing in your workplace retirement plan, to identifying ways to save for college tuition and much more. You can meet with Michael by phone or video conference, to schedule a time, click on the link below or call 800-642-7131.

Schedule a one-on one meeting

Stay Connected to Your Benefits- Anytime Anywhere Download the NetBenefits app and access ALL your Fidelity workplace accounts right from your mobile device.

For nearly 30 years, Marcia Mantell has helped the country's foremost financial services firms and advisors increase their knowledge of complex retirement concepts and regulations. She has a remarkable ability to translate those concepts into everyday language that educates and motivates real people to take the right steps to achieve the retirement they desire.

In case you missed Marcia's presentation earlier this spring, both sessions were recorded:

• Uncovering Social Security Secrets (appropriate for all)
• Make the Most of Social Security & Medicare: 10 Key Steps to Prepare for Retirement (great for those closer to retirement)